12 Month Offer
Variable Introductory Rate
As Low As
Variable Rate Thereafter
1. The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is a variable introductory offer valid for the first twelve consecutive billing cycles, and is not combinable with other offers. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), minus a margin of 2.01% during the introductory offer period. The introductory rate shown above was accurate as of 01/31/2019. Qualifying applications must be submitted between 03/01/2019 – 05/08/2019.
2. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 5.99% - 7.50% as of 02/11/2019. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. Loan amount may not exceed 85% of your home’s value. The minimum advance is $250. Rates and Terms are subject to change without notice. All loans are subject to credit approval.